You have to meet the eligibility threshold to apply for My Destiny Credit Card. The eligibility threshold for My Destiny credit card differs from bank to bank. A steady source of income and credit history are the most common thresholds for destiny MasterCard.
You should have a minimum credit history above 700 for approval of a Destiny Master credit card. While 800 score is considered as excellent to become eligible for My Destiny Mastercard. If your credit score is below 700, then you have to improve your credit score before applying for My Destiny credit card.
If you apply multiple times for My Destiny credit card then it will impact your credit score. The bank performs a hard inquiry when you apply for my destiny credit card. It is best to apply for the My Destiny mastercard when you meet the eligibility threshold.
Hidden Benefits of My Destiny MasterCard
There is a range of hidden benefits to My Destiny Mastercard holders. These hidden benefits are
well-designed to offer value to the Destiny mastercard holder. It makes an appealing option for individuals who are planning for Destiny cards. You can earn cash back on shopping that can be redeemed for statements, rewards or even gift cards. Another major benefit of My Destiny Mastercard is that it offers a cash-back program.
You may earn a cashback amount depending on what you purchase with higher cash back rates than others. My Destiny Credit card also provides access to exclusive discounts and travel, dining or events. It means that My Destiny credit cardholders earn cash back on shopping. My Destiny credit card also offers special promotions and offers throughout the year, adding value to your My Destiny MasterCard. You get compelling benefits with My Destiny credit card that offers values, offers and discounts on your purchases.
FAQs
Does My Destiny Credit Card have charges?
Yes, My Destiny Credit Card includes charges:
- Late fee: If you have not charged a late fee in the past six billing cycles then $29, otherwise it is $40
- Yearly Charges: $179 for the first year and $49 annually after that
- Returned Payment Charges: If you have not been charged an over-limit charge in the past six billing cycles then $29, otherwise $40
- Foreign transaction charges: $1 for every transaction in the United States
- Late Charges: If you have not charged late charges then $29 in the past six billing cycles, else $40
- Overlimit Charges: If you are not charged an overlimit fee then $29 in the past six billing cycles, else $40.
Does the My Destiny Mastercard have an app?
Yes, My Destiny Mastercard has a mobile application that helps users manage their accounts, make payments and view balances. The My Destiny Mastercard mobile app is called Concora Credit and it is available on the App Store.
Is My Destiny Master a Real Credit Card?
My Destiny Mastercard is a real credit card provided by First Electronic Bank. It is intended for individuals with less than ideal credit history or bankruptcy history.